:root{--navy:#082b55;--blue:#0b5cab;--orange:#f47a20;--ink:#10233b;--muted:#66788c;--soft:#f4f8fc;--line:#dce6ef}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}a{text-decoration:none;color:inherit}header{background:#fff;border-bottom:1px solid var(--line);position:-webkit-sticky;position:sticky;top:0;z-index:20}.nav{max-width:1200px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:18px 24px}.brand{font-size:24px;font-weight:800;color:var(--navy)}.brand span{color:var(--orange)}.navlinks{display:flex;gap:24px;align-items:center;font-size:14px;font-weight:600}.btn{display:inline-block;background:var(--orange);color:#fff;border:0;border-radius:6px;padding:13px 20px;font-weight:700;cursor:pointer}.btn.secondary{background:#fff;color:var(--navy);border:1px solid #b9cadb}main{max-width:1200px;margin:auto;padding:38px 24px 75px}.hero{padding:70px 0 55px;display:grid;grid-template-columns:1.15fr .85fr;grid-gap:55px;gap:55px;align-items:center}.hero h1{font-size:56px;line-height:1.04;margin:12px 0 20px;letter-spacing:-2px;color:var(--navy)}.hero p{font-size:19px;color:var(--muted);line-height:1.6}.eyebrow{font-size:13px;letter-spacing:1.5px;text-transform:uppercase;color:var(--blue);font-weight:800}.panel{border:1px solid var(--line);border-radius:10px;padding:26px;background:#fff;box-shadow:0 14px 40px rgba(8,43,85,.09)}.hero .panel{border-top:5px solid var(--orange)}.searchgrid{display:grid;grid-template-columns:1fr 1fr auto;grid-gap:12px;gap:12px}input,select,textarea{width:100%;padding:13px;border:1px solid #cbd8e5;border-radius:6px;font:inherit;background:white}label{display:block;font-size:13px;font-weight:700;margin:0 0 7px;color:var(--navy)}.section{padding:52px 0}.section.alt{background:var(--soft);margin-left:calc(50% - 50vw);margin-right:calc(50% - 50vw);padding-left:max(24px,calc((100vw - 1152px)/2));padding-right:max(24px,calc((100vw - 1152px)/2))}.section h2{font-size:34px;color:var(--navy);margin:0 0 22px}.cards{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px}.card{border:1px solid var(--line);border-radius:9px;padding:23px;background:#fff}.card h3{color:var(--navy);margin:9px 0}.muted{color:var(--muted)}.pill{display:inline-block;background:#eaf3fb;color:var(--blue);border-radius:4px;padding:6px 9px;font-size:12px;font-weight:700;margin:3px}.price{font-size:26px;font-weight:800;color:var(--navy)}.grid2{display:grid;grid-template-columns:1fr 1fr;grid-gap:28px;gap:28px}.formrow{margin-bottom:16px}.notice{background:#edf5fc;border-left:4px solid var(--blue);padding:14px 16px;border-radius:4px}.trust{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:16px;gap:16px;margin-top:25px}.trust div{border-left:3px solid var(--orange);padding-left:13px;font-weight:700;color:var(--navy)}.video{width:100%;height:70vh;border:0;border-radius:8px;background:#111}footer{background:var(--navy);color:#d8e4ef;padding:38px 24px;text-align:center}footer b{color:#fff}@media(max-width:800px){.grid2,.hero{grid-template-columns:1fr}.hero{padding-top:38px}.hero h1{font-size:40px}.cards,.searchgrid,.trust{grid-template-columns:1fr}.navlinks a:nth-child(-n+2){display:none}}.apply-heading{max-width:780px;margin:0 0 28px}.apply-heading h1{font-size:42px;line-height:1.1;color:var(--navy);margin:10px 0 12px}.application-panel{max-width:920px}.formrow small{display:block;color:var(--muted);margin-top:6px;font-size:12px}.checkbox-grid{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:10px;gap:10px}.check-card{display:flex;gap:9px;align-items:center;border:1px solid var(--line);border-radius:7px;padding:11px 12px;margin:0;cursor:pointer;background:#fff}.check-card input{width:auto;margin:0}.check-card span{font-size:14px;color:var(--ink);font-weight:600}.status-message{padding:14px 16px;border-radius:6px;margin-bottom:20px;line-height:1.5}.status-message.success{background:#edf8f1;border:1px solid #b9dfc7;color:#185b32}.status-message.error{background:#fff1f0;border:1px solid #f1c2bd;color:#8a2c23}.status-message.info{background:#edf5fc;border:1px solid #c4dbef;color:#174f7d}.application-note{margin:8px 0 22px}.submit-btn:disabled{opacity:.55;cursor:not-allowed}@media(max-width:800px){.checkbox-grid{grid-template-columns:1fr 1fr}.apply-heading h1{font-size:34px}}@media(max-width:480px){.checkbox-grid{grid-template-columns:1fr}}